Business Coverage

A Business Owner Policy or BOP is an insurance package that assembles the basic coverages required by a business owner in one bundle. It is usually sold at a premium that is less than the total cost of the individual coverages. Business Owners Policies are usually for small and medium-sized businesses and typically contain business interruption insurance, which provides reimbursement for up to a year of lost revenue resulting from an insured property loss.
A typical business owner policy includes: property insurance (building and/or contents), business interruption insurance, crime insurance, vehicle coverage, liability insurance and flood insurance. Additional components may be added to the original package if the business has additional risks not included in the typical policy.









small business